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A discrete claims-model for the inflated and over-dispersed automobile claims frequencies data: Applications and actuarial risk analysis

A discrete claims-model for the inflated and over-dispersed automobile claims frequencies data: Applications and actuarial risk analysis

This paper showcases the effectiveness of the discrete generalized Burr-Hatke distribution in analyzing insurance claims data, specifically focusing on scenarios with over-dispersed and zero-inflated claims. Key contributions include presenting foundational statistical theories with mathematical proofs to enrich the paper’s mathematical and statistical aspects. Through the application of this discrete distribution, …